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Chapter 20 - Chapter 20: The Kelpie – Scotland

The Scottish Highlands are a land of breathtaking beauty—rolling hills, misty lochs, and ancient castles crumbling with time. But beneath the surface of this rugged charm lurk tales far older and darker than any stone tower or battlement: the tales of the Kelpie, the water horse that haunts Scotland's rivers and lochs.

A Kelpie is not a creature of fairy tales meant to entertain. It is a warning, a shapeshifter with a glistening black coat and the power to appear as a magnificent horse or, sometimes, a striking human. The Kelpie's true purpose, however, is far from benign—it lures unsuspecting victims onto its back, then drags them into the water's icy depths to drown and devour them.

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It was the gray mist of early morning when I first crossed paths with the legend. I had been hiking through the moors surrounding Loch Ness, a place already famous for its monster myths, though it was not Nessie I had come searching for. No, I was hunting the older tales, the ones whispered by the locals when they thought no tourists were listening—the ones about the Kelpie.

I stayed in a small inn owned by an elderly woman named Moira. Her white hair was always tied back in a neat bun, and her blue eyes sparkled with a mischief that suggested she knew much more than she let on.

"Mind the waters," she warned me over a breakfast of oatcakes and black pudding. "They're not as empty as they look. The Kelpie waits for the foolhardy and the curious."

I smiled politely, assuming it was just another local legend meant to spice up the history of the area. But part of me— the part that had seen the Huldra in Norway and lights in Australia—knew better than to completely dismiss her words.

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That afternoon, thick clouds rolled in, and a persistent drizzle fell from the sky. Despite the weather, I set out along the narrow path that wound around the shores of Loch Ness. The loch stretched endlessly, dark and brooding, its waters almost black under the cloudy sky.

The landscape was hauntingly beautiful, with the mist coiling along the ground like living creatures. The only sound was the distant cry of gulls and the soft lapping of water against rock.

As I rounded a bend, I saw it.

Standing by the water's edge was a horse, its coat so dark it seemed to absorb the light. Its mane was soaked and tangled, hanging over its broad neck. The animal was magnificent—taller and more powerful-looking than any ordinary horse. It pawed at the ground, tossing its head as if inviting me to come closer.

Something inside me stirred—a pull, almost magnetic. I found myself taking a step forward before I realized it.

Then I remembered Moira's warning.

"Mind the waters."

I hesitated, and in that moment of doubt, I noticed the small details: the unnatural stillness around the creature, the absence of footprints on the muddy shore, and the way the mist seemed to cling to it.

And then, the most chilling detail of all: around one of its legs was what looked like a human handprint—red, raw, and burned into its hide.

I stumbled back, my heart hammering in my chest. The Kelpie watched me with eyes too intelligent, too knowing. It tossed its head again, and a low, almost human chuckle drifted across the air.

I turned and fled, not daring to look back.

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That night, as I sat by the fire at the inn, Moira watched me with those twinkling blue eyes.

"You saw it, didn't you?" she said, her voice soft.

I nodded, unable to form words.

She leaned closer, her voice dropping to a whisper. "The Kelpie preys on those who wander too close to the water's edge. Had you touched it—even brushed its skin—it would have been over. You'd have been stuck, unable to free yourself, and it would have dragged you into the depths."

I shivered, remembering how close I had come.

"But why?" I asked finally. "Why do they exist?"

Moira smiled sadly. "Some say the Kelpies were once spirits of the dead—those who drowned long ago, twisted by sorrow and anger. Others believe they are ancient creatures, older than mankind, guardians of the waters who turned vengeful when men tried to tame them."

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As I prepared to leave Scotland, I couldn't shake the feeling that something had followed me, that the deep waters of Loch Ness still watched and waited for another chance.

There are places in the world where the old powers have not faded, where the boundaries between myth and reality blur. And in those places, legends like the Kelpie still live, still hunger, and still hunt.

So if you ever find yourself wandering the misty shores of a Scottish loch, and you see a beautiful black horse by the water's edge, remember: not everything that glitters is meant to be touched.

Sometimes, legends are warnings written in the fog and the rain.

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To be continued…

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